Insurance

Here you can find general information about the boat and yacht insurance.

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We recommend our insurance partner EIS (European Insurances Services).
EIS European Insurance & Services GmbH, Scharfe Lanke 109-131, 13595 Berlin, http://www.eis-insurance.com/

Click here for the PDF online form of EIS…

Extended Third-Party Insurances
for private Skippers		 – Bond Insurances
for Chartered Yachts		 – Travel Cancellation
Insurances		  – Charter Contingency
Insurances
 
As a skipper of a foreign yacht you will be shown the greatest confidence by the crew and the yacht owner. Both, your competence as well as your sense of responsibility are prerequisite for the job. While the other are relaxing and enjoying the cruise, you must always be concentrated and remain quick-witted. Cool-headed, you need to make quick decisions in precarious situations, which might also have to be dealt with in many situations.
The lake sometimes has its own laws, but also human errors by third parties can not be influenced by the responsible skipper. Boats usually have liability insurances.
Nevertheless, it often happens that a yacht liability or comprehensive insurance does not pay in certain cases, or there are inadequate amounts of coverage or the scope of the contract. To be on the safe side, we recommend you to take out an extended skipper liability insurance from the group of EIS. We know, from our own experience, in what situations the skipper and his crew can get during the charter trips in the worst case.
The phenomenon of forgetfulness might come to pass when you, together with your friends who make the cruise really special, are sailing with your chartered yacht on the waters of your dreams. It is the feeling of freedom which makes us forget that the chartered yacht is not our own. And how quickly that can happen!
A sail breaks, the screw touches the ground or our holiday yacht gets a few scratches. Understandably, the yacht owner insures it against unpleasant surprises and charges a nominal fee, the deposit.
If the owner will find even the smallest damage after your return from the dream vacation, he will partly or fully retain this deposit. In such case you are well protected by a charter deposit insurance. Take advantage of our attractive deposit insurance for skipper and crew.
With the travel cancellation insurance, the costs of travel cancellation and the costs for the termination of a cruise are insured for all named persons participating in the cruise. The insurance period is from the beginning of the insurance until the end of the journey.
The arrival and the departure as well as optional additional bookings (hotel accomodations by the arrival and/or departure) can be co-insured on request.
That way, you can insure yourself as a skipper as well as your crew if you or your crew members cannot take place in the cruise booked or if you have to cancel the cruise, e.g. due to severe accidental injuries, severe illness, inoculation incompatibility or pregnancy. Our travel cancellation insurance does not only come into effect if your health is restricted. Unforeseen events which make a travel termination necessary, e.g. such as fire or burglary at your apartment are also covered.
Neither the yacht charted, nor a replacement yacht is being provided by the renter at the time agreed.
The assertion of the re-payment of the charter price already paid is unenforceable due to insolvency of the intermediary charter agency or charter base and the claim becomes a bad debt.
All these are insurance cases in which the charter contingency insurance comes into effect and tries to lower the damage and to finally lead your cruise to a happy end. In case of an insolvency of the intermediary charter agency, we will reimburse the charter price collected and not transferred or reimbursed by the charter agency. In the case of insolvency of the charter agency the charter contingency insurance reimburses the collected and not reimbursed charter price.